Small finance

Utkarsh Small Finance Bank IFSC codes and branches

Utkarsh Small Finance Bank is a small finance bank. RBI's IFSC list has 1,118 branches for it in 27 states and union territories, most of them in Bihar, Uttar Pradesh and Odisha.

Bank details

Bank type: Small finance bank
IFSC prefix: UTKS
Branches: 1,118
States / UTs: 27
MICR: 221762002
IIN: 608014
UPI: Yes
NACH debit: No
ACH credit: Yes
ACH debit: Yes
APBS: Yes

Branch counts and payment-system availability reflect the listed bank details.

Where the branches are

Listed branches: 1,118
States & UTs: 27
UPI-enabled branches: 1,118 / 1,118
IFSC prefix: UTKS

Bihar283 branches

Utkarsh SFB IFSC code lookup

Search all 1,118 branches by branch name, city, IFSC or MICR, or pick a state. Below: one branch in each of the 24 cities with the most Utkarsh SFB branches.

Search Utkarsh Small Finance Bank branches by name, city, IFSC or MICR

IFSC	Branch	City	MICR	Payments
UTKS0001234	AUTA Address AOUTA RAGHURAM,MAHAVIR ASTHAAN CHOWK,POST OFFICE MOKAMA GHAAT DISTRICT PATNA PIN CODE 803303	Patna, Auta, Bihar	MICR 800762011	NEFT · RTGS · IMPS · UPI
UTKS0001001	ASHOK VIHAR Address 1ST FLR PL NO 107 108 HOUSE NO SA 37 BY 20 RLG COMPLEX VASUDEV NAGAR PAHARIA VARANASI 221007	Varanasi, Uttar Pradesh	MICR 221762003	NEFT · RTGS · IMPS · UPI
UTKS0001154	BADHALGANJ Address 240 NARAHARPUR,BARAHALGANJ,DISTRICT GORAKHPUR,UP,PIN CODE-273402	Gorakhpur, Uttar Pradesh	MICR 273762002	NEFT · RTGS · IMPS · UPI
UTKS0001953	AHRAURA Address UTKARSH SMALL FINANCE BANK LTD.AT BUDHADEI CHAUK MAIN MARKET ROAD AHRAURA CHUNAR MIRZAPUR UTTAR PRADESH - 231301	Mirzapur, Ahraura Mirzapur, Uttar Pradesh	MICR 231762301	NEFT · RTGS · IMPS · UPI
UTKS0001092	BANGRA Address UDFVEUBTHMKSIN8110	Saran, Chapra, Bihar	MICR 841762003	NEFT · RTGS · IMPS · UPI
UTKS0001707	CHAWRI BAZAR DELHI Address FIRST FLOOR FRONT 60-173-75-1 CHAWRI BAZARDELHI 110006	Delhi, Delhi	MICR 110762046	NEFT · RTGS · IMPS · UPI
UTKS0001133	DATTWADI Address C/O SATISH MORE SURAKSHA NAGAR,BEHIND ASHA HOSPITAL,DATTAWADI,NAGPUR,PIN -440023	Nagpur, Dattwadi, Maharashtra	MICR 440762006	NEFT · RTGS · IMPS · UPI
UTKS0001192	ARNI Address C/O MANGESH ADUGULWAR HOUSE NO.6558/28 D.K CHINTAWAR LAYOUT NEAR MAHULI HOSPITAL ARNI,DIST.YAVATMAL PIN-445103	Yavatmal, Arni, Maharashtra	MICR 445762505	NEFT · RTGS · IMPS · UPI
UTKS0001208	BAIJNATHPUR - KHIZERSARAI Address UTKARSH SMALL FINANCE BANK,C/O SAKAL DEV SHARMA LAXMI NARAYA NIWAS ANUMANDAL ROD,KHIZERSARAI THANA KHIZERSARAI,POST KHIZERSARAI DIS-GAYA,BIHAR,PIN 824233	Gaya, Baijnathpur - Khizersarai, Bihar	MICR 823762007	NEFT · RTGS · IMPS · UPI
UTKS0001127	BHORE Address MAUZA - BHORE,THANA - BHORE,DISTRICT-GOPALGANJ,BIHAR,PIN CODE-841426	Gopalganj, Bihar	MICR 841762102	NEFT · RTGS · IMPS · UPI
UTKS0001802	BANGHARA Address ERGROUNDFLOORBANGHARA,BAZARPO-RAGHAIPS-SAWAIATTI,CIRCLE-MINAURDISTT.-MUZAFFARUR,BIHARPIN-843128	Muzaffarpur, Bihar	MICR 843762004	NEFT · RTGS · IMPS · UPI
UTKS0001113	BASANTPUR Address UTKARSH SMALL FINANCE BANK-BASANTPUR, C/O PAPPU GUPTA SIPAH ROAD BASANTPUR NEAR SHAKHI MAHILA SANSTHAN DISTT- SIWAN STATE - BIHAR.	Siwan, Basantpur, Bihar	MICR 841762207	NEFT · RTGS · IMPS · UPI
UTKS0001352	ALLAHABAD Address 4/2 A GROUND FLOOR,2 SARDAR PATEL MARG,ALLAHABAD	Allahabad, Uttar Pradesh	MICR 211762004	NEFT · RTGS · IMPS · UPI
UTKS0001055	BARHAJ Address WARD WEST WARD NO.- 21,POST-BARAHAJ,DISTRICT-DEORIA,UTTAR PRADESH,PIN CODE-274601	Deoria, Uttar Pradesh	MICR 274762003	NEFT · RTGS · IMPS · UPI
UTKS0001006	CHANDWAK Address ARAZI NO.- 47,MAUZA-MANIYAREPUR,PARAGANA - KERAKAT,TAHSIL-KERAKAT,CHANDAVAK,DIST - JAUNPUR,E FI-CODE-2221 29	Jaunpur, Uttar Pradesh	MICR 222762051	NEFT · RTGS · IMPS · UPI
UTKS0001719	BHAYANDAR Address 7&8 ARIHANT DARSHAN 90 FEET RD BHAYANDAR VENKATESH PARK BHAYANDAR WEST MIRA BHAYANDAR MAHARASHTRA 401101	Mumbai, Maharashtra	MICR 400762021	NEFT · RTGS · IMPS · UPI
UTKS0001149	BETTIAH Address VILL - CHHAWANI BETTIAH,PARAGANA - MAJHAUA,P.S BETTIAH,DISTRICT - WEST CHAMPARAN,STATE - BIHAR,PIN CODE-845455,KHATA NO - 205,KHESARA NO - 195/5-6,THANA NO - 127	West Champaran, Bihar	MICR 845762104	NEFT · RTGS · IMPS · UPI
UTKS0002122	BELRI ALIAS CHINIA Address UTKARSH SMALL FINANCE BANK LTD.NEAR RANKA MOD CHINIA BELRI ALIAS CHINIA DISTRICT-GARHWA JHARKHAND-822114	Garhwa, Belri Alias Chinia, Jharkhand	MICR 822762016	NEFT · RTGS · IMPS · UPI
UTKS0001990	BARUN Address UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR NEAR KESHAW SINGH YADAV COLLEGE BARUN TO NABINAGAR ROAD BARUN DISTRICT AURANGABAD BIHAR 824122	Aurangabad, Aurangabad Bihar, Bihar	MICR 824762012	NEFT · RTGS · IMPS · UPI
UTKS0001962	BIKRAMGANJ Address UTKARSH SMALL FINANCE BANK LTD. GROUND FLOOR NEAR THANA CHOWK PATNA SASARAM ROAD BIKRAMGANJ ROHTAS BIHAR PIN 802212	Rohtas, Bihar	MICR 802762202	NEFT · RTGS · IMPS · UPI
UTKS0002123	DALDALI Address UTKARSH SMALL FINANCE BANK LTD.LAKHIYARI MOD DALAHI ( DALDALI ) PO-KENDRAGHATA PS-MASALIA DISTRICT-DUMKA JHARKHAND-814166	Dumka, Daldali, Jharkhand	MICR 814762009	NEFT · RTGS · IMPS · UPI
UTKS0001263	BOOTY MORE Address C/O-MR JITENDRA KUMAR,S/O - MR.SHAMBHU NARAYAN SINGH,MAA KAMAKHYA BHAWAN,GRAM - BADGAYI BARIYATU ROAD,THANA SADAR,DIST RANCHI JHARKHAND,PIN-835217	Ranchi, Booty More, Jharkhand	MICR 834762004	NEFT · RTGS · IMPS · UPI
UTKS0001184	BILHARI Address MANDLA ROAD,NEAR ICE FACTORY BILAHARI,JABALPUR PIN CODE 482020	Jabalpur, Bilhari, Madhya Pradesh	MICR 482762005	NEFT · RTGS · IMPS · UPI
UTKS0001221	ACHALPUR Address PLAT NO 25 RAJESHWAR NAGAR NEAR BHAMKAR HOSPITAL PARATWADA,DIST - AMARAVATI,PIN CODE 444805	Amravati, Achalpur, Maharashtra	MICR 444762052	NEFT · RTGS · IMPS · UPI

Questions about Utkarsh SFB

What is the IFSC code format for Utkarsh Small Finance Bank?

Every IFSC is 11 characters: the bank's 4-letter prefix, a 0, then a 6-character branch code. Utkarsh Small Finance Bank's prefix is UTKS, so its codes look like UTKS0001234.

How many branches does Utkarsh Small Finance Bank have?

The IFSC list has 1,118 branches for Utkarsh Small Finance Bank in 27 states and union territories. The most are in Bihar (283), Uttar Pradesh (231) and Odisha (104).

Does Utkarsh Small Finance Bank support UPI?

Yes. Utkarsh Small Finance Bank is listed as enabled for UPI. Of its 1,118 listed branches, 1,118 are marked UPI-enabled.

What is the MICR code of an Utkarsh Small Finance Bank branch?

Each branch has its own 9-digit MICR code, printed on its cheques. 1,103 of Utkarsh Small Finance Bank's 1,118 listed branches have one; use the lookup on this page to find a branch's MICR with its IFSC.

Do Utkarsh Small Finance Bank branches support NEFT, RTGS and IMPS?

In RBI's IFSC list, 1,118 of 1,118 branches are marked for NEFT, 1,118 for RTGS and 1,118 for IMPS. Each branch's flags are shown in the lookup.

Can AI-Mond read Utkarsh Small Finance Bank statements?

Yes. AI-Mond can read and parse bank statements from Utkarsh Small Finance Bank, extract transaction details into a clean ledger, and check running balances.

Reading Utkarsh SFB statements with AI-Mond

AI-Mond reads bank statements, credit card statements, invoices and receipts, as native or scanned PDFs, phone photos, Excel or CSV. You get a clean ledger where every row is checked against the printed balance, irregularities with their reasons, and cases that link accounts across banks. About 99% of rows are read correctly overall, scans included, and 100% on native PDFs; we don’t publish figures for individual banks.